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The excerpt represents the core issue or deciding factor on which you must meditate, and is drawn from End of the Tether by Joseph Conrad: won't be paid."
Captain Whalley did not move. True! Ivy's money!
Gone in this wreck. Again he had a flash of insight.
He was indeed at the end of his tether.
Urgent voices cried out together alongside. Massy
did not seem able to tear himself away from the bridge.
He chattered and hissed despairingly--
"Give it up to me! Give it up!"
"No," said Captain Whalley; "I could not give it up.
You had better go. Don't wait, man, if you want to
live. She's settling down by the head fast. No; I shall
End of the Tether | 
