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The excerpt represents the core issue or deciding factor on which you must meditate, and is drawn from Poor and Proud by Oliver Optic: "A merchant, mother? Then he was a rich man, and lived in a great
house, and had plenty of servants."
"He was rich, and lived in good style. One day there came a young
man in great distress to his counting-room. He was a clerk, and
had been sent by his employer in Manchester to pay a large sum of
money to my father. After leaving the train, he had entered an
ale-house, where he had been robbed of the remittance. He had
been imprudent, but instead of running away, he went directly to
my father, and informed him of his misfortune. The young man felt
that he was ruined, but he said he was determined not to leave
Liverpool till he had found the money. He was sure he knew the
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