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The excerpt represents the core issue or deciding factor on which you must meditate, and is drawn from The Illustrious Gaudissart by Honore de Balzac: "Now, what do you think of it all?" said Gaudissart, emptying his
glass.
"It is very fine, very new, very useful; but I like the discounts I
get at my Territorial Bank, Rue des Fosses-Montmartre."
"You are quite right, Monsieur," answered Gaudissart; "but that sort
of thing is taken and retaken, made and remade, every day. You have
also hypothecating banks which lend upon landed property and redeem it
on a large scale. But that is a narrow idea compared to our system of
consolidating hopes,--consolidating hopes! coagulating, so to speak,
the aspirations born in every soul, and insuring the realization of
our dreams. It needed our epoch, Monsieur, the epoch of transition--
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