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The excerpt represents the core issue or deciding factor on which you must meditate, and is drawn from Heart of the West by O. Henry: This examiner, Mr. J. Edgar Todd, proved to be a thorough one.
At the end of it all the examiner put on his hat, and called the
president, Mr. William R. Longley, into the private office.
"Well, how do you find things?" asked Longley, in his slow, deep
tones. "Any brands in the round-up you didn't like the looks of?"
"The bank checks up all right, Mr. Longley," said Todd; "and I find
your loans in very good shape--with one exception. You are carrying
one very bad bit of paper--one that is so bad that I have been
thinking that you surely do not realise the serious position it places
you in. I refer to a call loan of $10,000 made to Thomas Merwin. Not
only is the amount in excess of the maximum sum the bank can loan any
Heart of the West |
