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The excerpt represents the core issue or deciding factor on which you must meditate, and is drawn from Disputation of the Power and Efficacy of Indulgences by Dr. Martin Luther: purgatory is quite evidently one of the tares that were sown
while the bishops slept.
12. In former times the canonical penalties were imposed not
after, but before absolution, as tests of true contrition.
13. The dying are freed by death from all penalties; they are
already dead to canonical rules, and have a right to be
released from them.
14. The imperfect health [of soul], that is to say, the
imperfect love, of the dying brings with it, of necessity,
great fear; and the smaller the love, the greater is the fear.
15. This fear and horror is sufficient of itself alone (to say
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