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The excerpt represents the core issue or deciding factor on which you must meditate, and is drawn from Disputation of the Power and Efficacy of Indulgences by Dr. Martin Luther: 44. Because love grows by works of love, and man becomes
better; but by pardons man does not grow better, only more
free from penalty.
45. Christians are to be taught that he who sees a man in
need, and passes him by, and gives [his money] for pardons,
purchases not the indulgences of the pope, but the indignation
of God.
46. Christians are to be taught that unless they have more
than they need, they are bound to keep back what is necessary
for their own families, and by no means to squander it on
pardons.
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