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The excerpt represents the core issue or deciding factor on which you must meditate, and is drawn from Commentary on the Epistle to the Galatians by Martin Luther: charitable deeds constitute the essential factor in the Christian religion.
Christ and His benefits would be lost to us.
VERSE 12. And the law is not of faith.
In direct opposition to the scholastics Paul declares: "The law is not of
faith." What is this charity the scholastics talk so much about? Does not
the Law command charity? The fact is the Law commands nothing but
charity, as we may gather from the following Scripture passages: "Thou
shalt love the Lord thy God with all thine heart, and with all thy soul, and
with all thy might" (Deut. 6:5.) "Strewing mercy unto thousands of them
that love me, and keep my commandments." (Exodus 20:6.) "On these
two commandments hang all the law and the prophets." (Matt. 22:40.) If
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